Disclaimer

Last Updated: October 21, 2026

1. Educational & General Utility Purpose Only

All information, software tools, calculators, and generators published on ToolMoko (https://toolmoko.com) are provided solely for general informational, educational, and convenience purposes.

2. Financial & Tax Calculators Disclaimer

Tools such as the EMI Calculator, GST Calculator, and Percentage Calculator provide mathematical estimates based on user-supplied numbers and standard mathematical equations. These calculations do not constitute professional financial, accounting, tax, or legal advice. Interest compounding methods, processing fees, loan conditions, and local tax laws vary by bank and jurisdiction. You should consult a licensed financial advisor or accountant before making significant financial commitments.

3. Health & Fitness Disclaimer (BMI Calculator)

The BMI Calculator calculates an approximate ratio of weight to height according to standard World Health Organization categories. BMI does not directly evaluate body fat percentage, muscle mass distribution, bone density, or general athletic conditioning. It is not intended for medical diagnosis. Always consult a qualified medical professional for health evaluations.

4. Data Loss & Backup Responsibility

Because all PDF manipulation, image conversions, and text transformations take place directly in client-side memory, you are responsible for maintaining original backup copies of all files prior to editing. ToolMoko accepts no liability for accidental loss or corruption of user files.

5. External Links & Advertisements

ToolMoko may display advertisements or links to external third-party websites. We do not endorse, guarantee, or assume responsibility for the accuracy or practices of third-party websites.

6. Contact Us

If you require further information or have questions regarding our disclaimers, please contact our support team at [email protected].